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SEPA Transfer can be used as a POS-terminal (point of sale) to capture the account data from your customers' EC cards and collect direct debits without having to pay fees for each transaction, as is the case with standard online POS terminals. To do this, a card reader must  be connected to the computer and the correct driver must be installed.

If you  have activated the option "Automatically read EC chip cards in connected readers", SEPA-Transfer automatically creates a booking as soon as you insert an EC card into the chip card reader. Alternatively, you can select the "Read EC card" command (Ctrl+E) in the "Edit" menu to trigger the creation of a new booking.

If IBANs have already been managed with SEPA-Transfer (e.g. during an earlier import process), the recipient field is automatically filled in with the previously specified value.

Proceed as follows to enter SEPA direct debits and transfer them collectively to your bank:

1.Select "Direct debit order to" in the selection list above the virtual transfer template.

2.Then insert the debtor's EC card into your card reader and click on "Read EC card" if the above option is not activated.

3.The account number, sort code and bank will now be added to the form. If you have already entered these account details, SEPA-Transfer will also add the name of the debtor, otherwise you will have to enter the name, the amount and possibly the reason for payment by hand.

4.Once you have entered the data, you will need a SEPA mandate signed by the debtor. To do this, click on the "Print direct debit mandate" button in the "Edit" tab.

5.Save the booking in SEPA Transfer by clicking on "Check and save".

6.If you would like to import further direct debits, carry out all steps from step 2 again.

7.Transfer all direct debits collectively to your bank, e.g. daily after closing time. You can find instructions for this here.